Planning to leave the US and start a new life in the heart of Europe? Switzerland offers high quality of life, world-class healthcare, political neutrality, and breathtaking scenery. This guide will walk you through every key aspect of moving to Switzerland from the US in 2025 — from visa rules and shipping logistics to healthcare, housing, and costs.
Moving to Switzerland from the US: Visa and Immigration Requirements 🛂
Do Americans need a visa for Switzerland?
US citizens can visit Switzerland visa-free for up to 90 days within any 180-day period. However, for stays beyond 90 days (e.g., for work, study, or family reunification), you’ll need a residence permit.
Residence Permit Types for Americans
- L Permit: Short-term (less than 12 months)
- B Permit: Temporary residence (renewed annually)
- C Permit: Permanent residence after 10 years
🇨🇭 Important: Switzerland uses a quota system for non-EU citizens, including Americans. In 2025, the quotas are 4,500 B permits and 4,000 L permits, released quarterly by each canton. Apply early, especially for popular destinations like Zurich and Geneva.
👉 Swiss Migration Portal – Application info
Shipping and Moving Logistics from the US to Switzerland 🚛
How to ship household goods from the US
Most Americans choose sea freight (cheaper, 4–6 weeks) or air freight (faster, more expensive).
Tax & Customs
- VAT: 8.1% on imported vehicles
- Auto Tax: 4% on car value
- Personal goods owned for 6+ months = duty-free
- Personal import allowance: From January 1, 2025, the duty-free threshold is CHF 150 per person per day (previously CHF 300)
Relocating with pets 🐾
- Microchip & rabies vaccination
- Health certificate ≤10 days before arrival
- Max 5 pets per household
Best Places to Live in Switzerland for Americans 🏡
Where do Americans move?
- Zurich: Finance & tech hub
- Geneva: Diplomacy & NGOs (UN, WHO)
- Lugano: Italian-speaking and sunny
- Zug: Low taxes, expat-friendly
- Lausanne: Education & family-friendly
Renting an apartment
- Deposit: usually 3 months’ rent
- Documents: proof of income, passport, reference letter
- Platforms: Homegate, ImmoScout24
💡 Note: Cantonal and municipal taxes in Switzerland vary widely and can significantly affect your net income. Research local tax rates before choosing a canton.
Healthcare System in Switzerland ❤️
Health insurance is mandatory
- You must register within 3 months of arrival
- Coverage is retroactive to your entry date
- Choose from private providers (basic plans + addons)
Costs:
- Premiums: CHF 350–460/month (adult) — the 2025 average is CHF 449.20
- Deductibles: CHF 300 (adults), CHF 0 (children)
- Co-pay: 10% up to CHF 700/year
👉 Compare providers – priminfo.ch
Taxes and Banking in Switzerland for US Expats 💸
Will you pay US taxes?
Yes. As a US citizen, you’re taxed on worldwide income. But:
- There’s a US–Switzerland tax treaty to avoid double taxation
- You may qualify for Foreign Earned Income Exclusion (FEIE)
Banking in CH
To open a Swiss account, you’ll need:
- Proof of residence & employment
- Passport & permit copy
⚠️ Important: Some Swiss banks may not accept US clients due to FATCA regulations. Be prepared to contact several institutions.
Estimated Relocation Costs for Moving to Switzerland 💰
| Expense | Cost (USD) |
|---|---|
| Household shipping | $1,500 – $15,000+ |
| Initial rent + deposit | $6,000 – $10,000 |
| Health insurance | $350 – $460/month |
| Temporary housing | $150 – $300/day |
| Legal/admin fees | $1,000 – $2,000 |
📋 Pre-Move Checklist for Americans moving to Switzerland
✅ Valid US passport (6+ months)
✅ Book international movers
✅ Notify IRS & update tax status
✅ Health insurance provider in Switzerland
✅ Translate diplomas & work references
✅ Prepare for Anmeldung (address registration)
👉 Step-by-step Anmeldung Guide
Useful Links for Americans Immigrating to Switzerland 🔗
- SEM – Swiss Migration Office
- US Embassy in Switzerland
- Swiss Customs Authority
- Health Insurance Portal
🎯 Conclusion: Moving from the US to Switzerland
Moving to Switzerland from the United States is a rewarding adventure — but it requires careful planning. From securing a visa to navigating the housing market and healthcare system, this guide should help you make a smooth and informed transition.
For more detailed guides, explore our Visa Guide (coming soon), Housing Guide (coming soon) or sign up for relocation tips!
📚 Planning to move from a different country?
Check our other country-specific guides:
🇬🇧 UK to Switzerland
🇨🇦 Canada to Switzerland
Or return to the main overview:
👉 Moving to Switzerland – Complete 2025 Guide